CM

Charley M

Founder of Exponent Founders Capital

New York City Metropolitan Area

Overview 

Charley M is the Co-Founder and Managing Partner at Exponent Founders Capital, specializing in early-stage investments and building companies. With a background at notable companies like Plaid and Ramp, Charley has demonstrated expertise in fintech growth strategies and has successfully invested in companies like Copilot and Dooly. Highlights of Charley's career include serving as the NYC GM at Plaid and Head of Growth at Alloy, where he played key roles in driving fintech growth and advising on strategic development.

Work Experience 

  • Co-Founder, Managing Partner

    2021 - Current

    EFC is a $123M fund focused on backing early founders with strong opinions. We’ve scaled multiple companies from $0 to $100M+ in revenue at companies such as Plaid, Robinhood, Ramp, Alloy, and more. For our founders, we are laser focused on supporting them from the earliest stages of that journey. exponentcap.co

  • Growth Advisor

    2023

  • Head of Growth

    2022 - 2023

    Alloy provides a command center for identity, helping companies make better decisions using a single API and dashboard to manage onboarding, transaction monitoring, credit underwriting, and much more. Focused on marketing, sales, new products, and corp dev for Alloy.

  • GM of Fintech

    2021 - 2023

Alloy is a developer of an identity verification platform used to detect fraud and make identity management effective and simple for banks.

Raised $216,660,000.00 from Avid Ventures, Felicis, Canapi Ventures, Lightspeed Venture Partners, Bessemer Venture Partners, Avenir, Eniac Ventures, Avid Ventures, Felicis and Canapi Ventures.

  • Advisor

    2022

The merchant connectivity platform. Switch cards-on-file in online merchant accounts.

Raised $13,000,000.00 from FJ Labs, Alex Johnson, Charley Ma, Jonathan Awad, Bryan Baum, Jason Robins, David Petersen, Good Friends, Joey Levy and Adam Messinger.

  • Product Advisory Board Member

    2022

  • Head of Growth

    2020 - 2021

    Ramp is the only corporate card that helps companies spend less. Led Ramp’s revenue team as first head of growth from 0 clients to the fastest growing corporate card program in the US + NYC's fastest growing startup.

Ramp is a finance automation platform that helps businesses spend less time and money.

Raised $1,817,000,000.00 from Lux Capital, 8VC, Sequoia Capital, Thrive Capital, General Catalyst, D1 Capital Partners, Founders Fund, Contrary, Greylock and Definition.

  • NYC GM

    2018 - 2020

    - restocked LaCroix (again) for our first NYC office - spent most of my day working with with my team on all things technical integrations + client growth, managing + expanding the NYC office, and building out our fintech community in NYC - site lead for combined NYC office of Plaid + Quovo (acquisition closed in Jan 2019) - launched Plaid in Canada, UK, EU - sold a lot more Plaid stuff

  • Fintech GTM

    2016 - 2018

    - built out sales team, lead fintech + developer sales - sold more Plaid stuff

  • Growth

    2015 - 2016

    - first business hire / employee #9, did a bunch of stuff including restocking a lot of LaCroix - sold some Plaid stuff

Plaid provides companies with the tools and access needed for the development of a digitally-enabled financial system.

Raised $734,300,000.00 from Bedrock, American Express Ventures, J.P. Morgan Growth Equity Partners, New Enterprise Associates, Silver Lake, Kleiner Perkins, Thrive Capital, Raed Malek, Index Ventures and Spark Capital.

  • Integrated Payments Strategy Group

    2014 - 2015

    Developed and recommended strategy for JPMorganChase's C-level leadership, with a focus on emerging payments business models, fintech companies, and virtual currencies. Created initial strategy around digital currencies and led firmwide bitcoin & blockchain working group across JPMorgan Chase.

Morgan Health is the healthcare investment arm of JPMorgan Chase.

  • Product Management & Strategy, CIB New Product Development and Emerging Technologies

    2012 - 2014

    CIB New Product Development and Emerging Technologies CIB Strategy: Research and Development Led initial strategy around Bitcoin + blockchain for JPMChase. Built the next generation of technology products for JPMorgan with a team of product managers, data scientists, and engineers. Highlights included creating a machine-learning model to streamline sanctions screen process, launching a global trade network analysis product for liquidity + supply chain finance, and creating a cross-bank FIX API spec for fixed income dealer inventory.

J.P. Morgan Ventures Energy Corporation provides commodity risk management solutions in both the physical .

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