James Sherwin-Smith

Managing Partner

2024 - Current

Sortcode Capital. The Fintech & Payments specialists. Sortcode Capital brings together experienced, industry practitioners who have a track record of driving sustainable growth. We co-invest alongside leading VCs from Seed to Series A, using our insight and expertise to help founding teams succeed.

Managing Director

2013

Dsruptiv is a fintech consultancy bringing about positive change by fixing what’s broken: processes, plans, organisations, industries. We work with game-changers to solve real customer hassles and make the world a better place.

Partner

2023

Investor & Advisor

2023

Simplifying bill splitting and money requests. TABBit - get paid! www.tabbit.uk

Investor & Advisor

2014

Seed investor and advisor. Fidel can securely connect to a user’s card, capture purchases in real time and trigger event-based experiences when it matters most. The future of money is programmable.

GM, Real-Time Payments

2019 - 2023

Responsible for the commercial success of Mastercard’s account-to-account business outside the UK, integral to Mastercard expansion into different payment types. My team supports our customers across every Mastercard region.

SVP, Business Planning, Real-Time Payments

2017 - 2019

Hired by the Vocalink CEO, responsible for the management committee, scaling, special projects and running the CEO office.

Founder

2021 - 2022

Built a 50,000+ strong community on Clubhouse. Ran weekly events that were FREE to join, and OPEN to all.

CEO

2015 - 2017

Growth Street was the first P2P lender to offer revolving credit / overdrafts - powered by immediate credit assessment, lender-borrower matching and same day disbursements. Successfully lobbied for #APR4SMEs - changing the face of small business credit in the UK.

Senior Principal, Global Digital Payments

2014 - 2015

Global role with responsibility for thought leadership. Supported Mastercard, Mastercard clients and startups (via StartPath and Labs) with their digital challenges.

Head of Decision Science

2013 - 2014

Managed a team of 30 who designed, built and maintained proprietary lending decision technology.