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James Sherwin-smith

Managing Director at Dsruptiv

London, England

Overview 

James Sherwin-Smith is a seasoned professional in the fintech and payments industry, currently serving as the Managing Partner at Sortcode Capital and Managing Director at Dsruptiv. He has held key roles at prominent companies like Mastercard, where he was the GM of Real-Time Payments, showcasing expertise in executive management and strategic consulting in the sector. Sherwin-Smith has also founded the Fintech & Payments Club and has invested in notable companies like Tabbx and FIDEL API, demonstrating his proficiency in angel investing and advising startups in the FinTech space.

Work Experience 

  • Managing Partner

    2024 - Current

    Sortcode Capital. The Fintech & Payments specialists. Sortcode Capital brings together experienced, industry practitioners who have a track record of driving sustainable growth. We co-invest alongside leading VCs from Seed to Series A, using our insight and expertise to help founding teams succeed.

  • Managing Director

    2013

    Dsruptiv is a fintech consultancy bringing about positive change by fixing what’s broken: processes, plans, organisations, industries. We work with game-changers to solve real customer hassles and make the world a better place.

  • Investor & Advisor

    2023

    Simplifying bill splitting and money requests. TABBit - get paid! www.tabbit.uk

  • Investor & Advisor

    2014

    Seed investor and advisor. Fidel can securely connect to a user’s card, capture purchases in real time and trigger event-based experiences when it matters most. The future of money is programmable.

  • GM, Real-Time Payments

    2019 - 2023

    Responsible for the commercial success of Mastercard’s account-to-account business outside the UK, integral to Mastercard expansion into different payment types. My team supports our customers across every Mastercard region.

  • SVP, Business Planning, Real-Time Payments

    2017 - 2019

    Hired by the Vocalink CEO, responsible for the management committee, scaling, special projects and running the CEO office.

MasterCard payment system provider in the world.

  • Founder

    2021 - 2022

    Built a 50,000+ strong community on Clubhouse. Ran weekly events that were FREE to join, and OPEN to all.

  • CEO

    2015 - 2017

    Growth Street was the first P2P lender to offer revolving credit / overdrafts - powered by immediate credit assessment, lender-borrower matching and same day disbursements. Successfully lobbied for #APR4SMEs - changing the face of small business credit in the UK.

  • Senior Principal, Global Digital Payments

    2014 - 2015

    Global role with responsibility for thought leadership. Supported Mastercard, Mastercard clients and startups (via StartPath and Labs) with their digital challenges.

Mastercard Data & Services engages in data analytics, advice, loyalty solutions, and managed services.

  • Head of Decision Science

    2013 - 2014

    Managed a team of 30 who designed, built and maintained proprietary lending decision technology.

Articles About James

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