Jeff Cartwright

Owner, Denver location

2024 - Current

Investor / LP

2022

Owner & President

2021

BSA/AML Lead

2020 - 2021

VP of Compliance

2020 - 2020

Policy & Compliance Manager

2019 - 2019

Director of Regulatory Risk & Exams

2018 - 2019

Direct all aspects of regulatory examinations from start to finish including onsite coordination and pre-exam planning & testing. Coordinate and track exam response plans with legal, finance, engineering, infrastructure, information technology (IT), and product team of 12+. Lead Policy Committee of 15 responsible for reviewing and following up on outstanding policy governance matters.

Head Of Internal Audit

2017 - 2018

Hired 6 employees including internal audit team of 3 and created function from scratch. Created internal audit reports for executive management and Board of Directors, preparing and presenting findings to executive management team of 8. Collaborated with team of 12 to create and implement an internal control environment to meet SOC 1 and SOC 2 requirements. Designed and implemented first ever standardized risk assessment process and risk management framework.

Compliance Management

2014 - 2017

Managed Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) policies and procedures for use by company with 250 employees. Coordinated and facilitated one of the first successful Title 31 examinations of a digital currency company worth more than $250M. Directly managed regulatory exams and independent reviews including several multi-state examinations resulting in 0 material findings. Participated in industry conferences and panels (MTRA, NMLS, ACAMS, CSBS) including largest event with 2000 attendees. Created, managed, and tracked administration of Coinbase AML training to 200+ employees. Oversaw creation and implementation of policies and procedures related to UDAAP, unclaimed funds, quality assurance, quality control, transaction testing, least-privilege access, ethics, and record-keeping.

AML Consultant

2013 - 2014

Collaborated with major retail banking client to manage review of correspondent banking transactions and coordinate creation and quality assurance of 400+ SAR filings. Provided training to team of 100+ analysts on topics including suspicious activity identification and SAR writing best practices. Led bi-weekly progress meetings with 15+ participants to discuss status of SARs and SAR-related issues.

AML Compliance Investigations

2011 - 2013

Conducted suspicious activity reviews and complex transaction analyses resulting in detailed cases requiring extensive research and consultations with various divisions. Prepared reports and reviews on high-risk clients that required heightened scrutiny. Trained 60+ newly hired employees on topics including anti-money laundering issues.

Compliance Analyst

2011 - 2011