Ramin Niroumand

Partner, Head of Motive Ventures

2022 - Current

Michael and I co-founded embedded/capital in January 2022 - managing both the finleap portfolio and and an early-stage FinTech fund. We are delighted to rename embedded/capital to Motive Ventures, following the close of the acquisition by Motive Partners. Motive Ventures is the early-stage investment arm of Motive Partners, focused on pre-seed through to Series A financial technology investments in North America and Europe (incl. Israel). Motive Ventures is backed by globally recognized tech entrepreneurs, industry veterans as well as leading institutions and venture investors. Motive Ventures is based in Berlin, London and New York. To get in touch with the Motive Ventures team, please email: mv@motivepartners.com

Partner, Head of Motive Ventures

2022

Founder & Executive Chairman

2022

Founder & CEO

2014 - 2021

finleap has built or invested in 15 ventures and developed more than 5 corporate JVs and service ventures since 2014 that are now worth €3.0Bn+ We have played a key role in shaping the disruption of massive legacy sectors including banking, insurance, and wealth management. #reshapingfinancetogether

Founding Investor & Board Member

2016

Solarisbank is the banking platform empowering finance pioneers. We've built an API-accesible platform to provide companies with modular building blocks to innovate in finance. As a tech company with a banking license, our business model is strictly B2B2C - we’re focused exclusively on enabling our partners to offer their end customers world class financial products. #July 2024: Board Member #April 2021: Chairman #Dec 2019 - April 2021: Board Member #Jun 2017 - Dec 2019: Co-Chairman #Mar 2016 - Jun 2017: General Manager

Founding Investor

2015

Launched in June 2015, CLARK serves more than 350.000 consumers today. CLARK makes it easier, simpler, and faster for consumers to manage their insurances - all in one central place where changes can be done with just a few clicks and insurance experts support them via in-app chat, phone or mail.

Founding Investor & exBoard Member

2017

ELEMENT, the digital insurance of tomorrow. Rethinking insurance today! With modern technology and a smart approach to data, we make it possible for insurance to be 100% digital. It’s time to rethink, it’s time to restart! It’s time for a digital insurer that can fulfil the demands of tomorrow with a unified, coherent and cross-device user-experience. It’s time for ELEMENT. #May 2021 - Aug 2022: Board Member #Dec 2017 - Dec 2019: Chairman

Founding Investor

2016

PAIR Finance offers a revolutionary concept in the Fintech and Debt Management industry. PAIR combines the digital opportunities in communication with proven behavioristic customer analysis and data-based machine learning to accelerate and facilitate debt collection processes. With a smart and customer targeted approach we assess the situation of each debtor individually and achieve higher repayment rates to turn debtors back into valuable customers.

Innovation

2013 - 2014

led all e- and m-payment innovation and implementation projects (in 14 months we implemented PayPal, sofortüberweisung (largest debit account payment system in Germany), cringle (P2P app) and V.me (pilot) // successfully acquired a DAX30 co-brand credit card (leading team member for innovation and portal design) // furthermore involved in mobile authentication, digital content, Co-Ops

Entrepreneur

2012 - 2014

Responsible for strategy and sales for two family owned service providers and held various consulting jobs at startups and corporates. Worked as a consultant in Digital Strategy, E-Commerce, Payment and Celebrity Marketing. #Employed by Data Informatik GmbH Jan 2012 – Jun 2013

Senior Consultant

2010 - 2011

Professional (IT-Audit)

2006 - 2010