SG

Shantanu Gangal

CEO of Prodigal

San Francisco Bay Area

Overview 

Shantanu Gangal is the CEO of Prodigal, leading the company's lending intelligence initiatives. With a background in Computer Science and Business Strategy, he has held key roles at Fundbox as Head of Data Science and Analytics, and has experience in private equity and analytics at firms like Blackstone and The Boston Consulting Group. Shantanu Gangal's career highlights include his current role as CEO of Prodigal, where he drives lending intelligence strategies, and his prior position as Head of Data Science and Analytics at Fundbox, showcasing his expertise in data-driven decision-making and business strategy.

Work Experience 

  • CEO

    2018 - Current

    Prodigal is the category leader in lending intelligence. It is backed by Y-Combinator, Accel and Menlo VC

A Consumer Finance Intelligence solution that analyzes agent and customer conversations to enhance profits, experience, and compliance.

Raised $12,120,000.00 from Y Combinator, Eric Sager, Nicholas Hinrichsen, Accel, Anand Joshi, Menlo Ventures and MGV.

  • Head of Data Science and Analytics

    2015 - 2018

    I built the data analytics team at Fundbox and grew it to 7 analysts and interns. The analytics team works across a wide range of functions at Fundbox like Growth & Marketing, Collections, Product and Finance. The team is responsible for modeling product behaviors and driving business decisions based on the analysis. The team runs A/B tests, designs KPIs and builds executive monitoring dashboards. In addition, I am also responsible for Fundbox's data relationships with external credit bureaus and marketing vendors.

Fundbox is an AI-powered financial platform for small businesses.

Raised $553,500,000.00 from Waterfall Asset Management and Cross River Bank.

  • Mentor

    2016 - 2016

  • Analyst Intern

    2014 - 2014

  • Data Scientist - Intern

    2014 - 2014

    At ZestFinance, I worked with Sr. Data Scientist to improve their credit scoring model. Specifically, I studied the visitors to ZestCash.com and built hypothesis about the nature of applicant webpage interactions. I identified signals that were statistically significant predictors of default rates (back-tested on c. 150k historical applications). We integrated the findings with the risk model to show a meaningful $ impact for each loan. Over the summer, I ended up making friends across the engineering, marketing and analysis teams. I blogged about my summer experience at http://www.whartonfintech.org/blog/zestfinance-and-my-internship-fintech/

Zest AI is a financial service company that makes software for credit underwriting.

Raised $157,730,000.00 from Northgate Capital, Curql, Hawaii Federal Credit Union, CU Direct, Golden 1 Credit Union, TruStage Ventures, Insight Partners and Suncoast Credit Union.

  • Analyst - Private Equity

    2011 - 2013

Provides its services to pension and profit sharing plans; pooled investment vehicles; institutional investors.

  • Associate

    2009 - 2011

BCG Securities focuses on wealth management with high net worth individuals.

  • Summer Intern

    2007 - 2007

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