Victor Cardoner
Treasury & Capital Markets at Santander Private Banking International
Lausanne, Vaud
Overview
Work Experience
Executive Director - Treasury & Capital Markets
2024 - Current
Interest Rates & FX risk hedging Derivatives trading: Listed options, NDFs, Interest Rate Swaps, Cross Currency Swaps
Investment Director
2020 - 2023
Caixa Capital Risc is a multi-stage Venture Capital fund investing in B2B SaaS and Deeptech startups in Europe.
Business Development Manager at CaixaBank DayOne
2018 - 2020
DayOne is CaixaBank's service for start-ups, scale-ups and their investors, created to support, develop and guide fast-growing businesses. DayOne revolutionizes the way businesses and investors are connected, focusing on their concerns, dynamics, needs and growth speed. Key achievements: • Led DayOne’s Corporate Venturing initiative, providing qualified leads for the technology and innovation departments of CaixaBank, its subsidiaries and selected corporate clients. • Designed, built and operated a knowledge base to increase lead generation by identifying disruptive technologies and business models. Leveraged #Salesforce to map and track Spanish and Portuguese start-ups, scale-ups, their investors and all the relevant agents in the ecosystem. • Developed financial products and services leveraging both internal capabilities and third-party solutions, helping customers cover their financial needs and manage their treasury risks. • Acted as Ambassador and Jury member of Start4Big Open Innovation initiative.
Senior Product Manager
2016 - 2017
• Managed Interest Rates product strategy and roadmap, including customer needs gathering. • Worked closely with Structuring, Trading and Sales to ensure product met business goals and customers' satisfaction, helping them manage their treasury risks. • Acted as subject matter expert to provide technical sales support for SMBs, Corporates and HNWIs. • Trained Sales force (300+ financial advisors). • Tracked and reported product KPIs.
Structured Products Sales and Marketing VP - Santander NY
2013 - 2016
Capital Markets: • Responsible for the origination, structuring, and execution of exotic equity, fixed income, credit and FX products. • Covered Private Banking and Institutional clients both offshore and domestic. Digital Transformation: • Led the development of a lifecycle management and secondary market platform for the products issued by the desk. The tool included alerts on events, real-time quotes on Bloomberg/Reuters and access to documentation.
Exotic Derivatives Structuring VP - Santander UK
2011 - 2013
Capital Markets: • Responsible for structuring, pricing and execution of exotic derivatives. • Thorough knowledge of structured notes, certificates and options. • Experience in the main asset classes, including Equity, Fixed Income and FX • Covered the main European Private banking players in the UK, Switzerland, France and Benelux. Business Development: • Participated in European Private Banks initiative, one of the five most critical points of the growth strategy plan for the 2012-2015 period. • Analyzed the opportunity size, resources needed (team, technology, vehicles...) and risks. Prepared the financial forecasts and go-to market strategy.
Equity Derivatives Structurer
2007 - 2011
• Developed investment strategies and products based on market data analysis and investment trends. • Produced marketing materials and offered technical support to the sales team. • Developed pricing models using Monte Carlo simulations and analytic methods. • Gained exposure to a wide range of vehicles and wrappers (deposits, notes, funds, certificates and warrants), treasury risk management tools and regulatory issues. • Covered Italian and Spanish Institutional clients.
European Structured Products Summer Associate
2006 - 2006
Summer Internship during the MBA Capital markets: • Pricing of exotic Fixed Income structures Business Development: • Developed a fast-track procedure for the issuance and distribution of Structured Products in the retail network in Spain (30+ branches). • The project involved the operational, legal, risks, tax and compliance aspects of the business.
Head of the Internet Business Unit
2003 - 2005
Axioma is a boutique digital marketing agency. I joined the company to grow its business from design and creative to end-to-end services including technical capabilities. • Set up the Internet business unit: Created strategy, hired staff and led customer acquisition. • Hired and coached a team of 2 UX/UI designers and 3 full-stack developers to deliver online marketing campaigns, e-commerce and web-based applications. • Led projects in the FMCG and retail sectors for customers like Unilever, Nestlé, Dewar’s and Pirelli. • Software stacks: ASP.Net (C#)+SQL Server and PHP+MySQL
IT Consultant
1999 - 2003
Specialized in ERP integrations • Performed module parameterization, validation, testing and data migration for customers in the Technology, Automotive and Telecom sectors. • ERPs (Oracle Applications, SAP), database administration (Oracle, Sybase), programming (PL/SQL)
Education
Master of Business Administration (M.B.A.)
2005 - 2007
PhD Candidate
2002 - 2004
BS in Mathematics
1993 - 1999